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Protect Yourself from Scams

Failing to pay a loan is not punishable by arrest. In fact, threatening to have someone arrested for not paying a loan is illegal. These scammers are trying use intimidation to trick their victims into giving them money. Here are some tips to help you protect your money:

- Be suspicious of emails or phone calls requesting personal or financial information.

- Scammers often claim to represent official-sounding law enforcement agencies or financial institutions. If you receive call from someone claiming to be from such an organization, hang up and call the organization in question directly.

- Tell the scammers to only contact you by mail and to provide written proof of the debt in question. The Fair Debt Collection Practices Act requires debt collectors to stop calling their targets if they are asked to do so.